Terms of Use

In short: Prequalee offers general educational information. It is not advice, we are not a lender, and you should confirm anything important with a qualified professional or the lender you are considering.

These Terms of Use govern your use of prequalee.com (the "website"), operated by Prequalee ("we," "us" or "our"). By using the website, you agree to these terms. If you do not agree, please do not use the website.

Educational information only

Prequalee publishes general educational information. It is not financial, legal or insurance advice, and Prequalee is not a lender, insurer, broker or government agency. We do not make loans, arrange credit, take applications or make or influence credit decisions, and we do not recommend specific lenders or products.

Nothing on the website creates an advisory, fiduciary or other professional relationship between you and Prequalee. For advice about your own circumstances, consult a qualified professional or contact the lender directly.

Accuracy and timeliness

We work to keep our guides accurate and current, but lending rules and practices change and vary by lender, loan type and location. Information on the website may not reflect the most recent developments and may not apply to your situation. We make no promise about any loan, rate, approval decision or other outcome, and you should not rely on the website as the sole basis for any financial decision.

Email and text communications

If you sign up for updates, you agree to receive emails from Prequalee about new and updated content. You can unsubscribe at any time using the link in any email. Text messages are sent only if you separately opt in, and they are governed by our Mobile Policy. Our handling of your information is described in our Privacy Policy.

Acceptable use

You agree not to:

• Use the website for any unlawful purpose
• Submit false information, or information about another person without their permission
• Attempt to gain unauthorized access to the website, its server or its data
• Interfere with the website's operation, including by sending automated or excessive requests
• Submit content that is unlawful, abusive or infringes the rights of others

Intellectual property

The text, design, graphics and logo on the website belong to Prequalee or its licensors. Photographs are used under the Unsplash License, and their photographers are credited on the pages where they appear. You may view, print and share our pages for personal, non-commercial use, provided you do not alter them and you credit Prequalee. Republishing substantial portions of our content requires our written permission.

Links to other websites

Our guides link to official public resources operated by others. We provide these links for convenience. We are not affiliated with those organizations, we do not control their websites and we are not responsible for their content or practices.

Disclaimer of warranties

The website and its content are provided "as is" and "as available." To the fullest extent permitted by law, Prequalee disclaims all warranties, express or implied, including warranties of accuracy, completeness, merchantability, fitness for a particular purpose and non-infringement. We do not warrant that the website will be uninterrupted or free of errors.

Limitation of liability

To the fullest extent permitted by law, Prequalee will not be liable for any indirect, incidental, special, consequential or punitive damages, or for any loss of money, data or opportunity, arising from or related to your use of, or reliance on, the website or its content, even if we have been told such damages are possible. Some jurisdictions do not allow certain limitations of liability, so some of these limitations may not apply to you.

Indemnification

You agree to indemnify and hold Prequalee harmless from claims arising out of your misuse of the website or your violation of these terms, to the extent permitted by law.

Changes to these terms

We may update these terms from time to time. When we do, we will revise the "Last updated" date at the top of this page. Continuing to use the website after an update means you accept the revised terms.

Contact

Questions about these terms can be sent to info@prequalee.com.